Credit Repair, Automated

Your AI employee that runs credit repair while you sleep

DisputeHQ handles the entire dispute lifecycle. Generates letters, tracks bureau responses, manages client timelines. You bring the clients. AI does the rest.

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3-4x
Faster than manual disputes
$6B
Credit repair market (2026)
24/7
Autonomous operation
The Problem

Credit repair is stuck in 2015

Today's Reality

  • Manually write dispute letters for every client
  • Track 30, 45, 60-day bureau response windows by hand
  • Copy-paste templates that bureaus have learned to ignore
  • Spend hours on client updates instead of getting new clients
  • Cap out at 30-50 clients before you need to hire

With DisputeHQ

  • AI generates personalized, FCRA-compliant dispute letters
  • Automated tracking of every bureau deadline and response
  • Dynamic letter strategies that adapt to bureau behavior
  • Clients get real-time progress without you lifting a finger
  • Scale to hundreds of clients with zero additional staff
How It Works

Four capabilities. One AI operator.

✉

Dispute Letter Engine

AI analyzes credit reports and generates personalized dispute letters targeting the weakest negative items first. Not templates. Unique arguments per item, per bureau.

⏲

Bureau Deadline Tracker

Automatically tracks 30/45-day investigation windows for Equifax, Experian, and TransUnion. Escalates when bureaus miss deadlines. No items fall through the cracks.

☰

Client Progress Dashboard

Every client sees their dispute status in real-time. Score changes, items removed, next steps. You stop answering "what's happening with my account?" forever.

⚡

Compliance Autopilot

Built around FCRA and CROA requirements from day one. Proper disclosures, compliant language, audit-ready documentation. Regulation isn't a burden, it's baked in.

The credit repair industry is worth $6 billion. Most of it runs on spreadsheets.

DisputeHQ is what happens when AI meets an industry that hasn't changed in a decade. Built in Los Angeles. Built to scale.